Direct Debit Request Service Agreement: These are the arrangements on which this agreement to direct debit your account are made. 1. You will be given 14 days notice of any changes to the Direct Debit arrangements. 2. For all matters relating to the Direct Debit arrangements, such as stopping, deferring or altering these arrangements, please call Young Life on (02) 9877 5155; or contact the staff member in your area; or write to The Director, Young Life, PO Box 204, West Ryde NSW 2114; and allow 14 days for any alterations to take effect. 3. You should be aware that Direct Debiting through the Bulk Electronic Clearing System (BECS) is not available on all accounts; and account details should be checked against a recent statement from your financial institution. If you are in any doubt you should check with your financial institution before completing the Direct Debit Request. 4. It is your responsibility to ensure there are enough funds in the account you nominate for direct debiting to make payments. 5. If the due date for payment falls on a non-working day or public holiday, the payment will be processed on the day after. If you are in any doubt please contact Young Life as described in Point 2 above. 6. For any returned or unpaid transactions Young Life will not be responsible for any fees and charges incurred. 7. All customer records and account details will be kept private and confidential to be disclosed only at your request or at the request of a financial institution in connection with a claim being made to an alleged incorrect or wrongful debit.